The Act gives the Bank the power to administer funds on behalf of any person or agency, accept deposits, operate saving schemes, the making of loans and to carry on any form of banking business. The Bank has firmly positioned itself in the market through its unequaled presence in several districts of the country. Presently, it has thirty five (38) branches through which it delivers quality financial products at competitive rates. The Bank further enjoys adequate customer confidence on the market and this is evidenced by the number of active accounts held in its books which top 160,000. The Bank has further been identified and continues to be a partner with Government through Food Reserve Agency and the Fertiliser Support Programme under the Ministry of Agriculture in the handling of the bulk of the transactions in the Maize and other crops purchasing programmes and fertiliser subsidy. These transactions involve billions of Kwacha and confirm the Bank.