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Banking & Finance
National Savings and Credit Bank

The National Savings and Credit Bank (NATSAVE) is a Government owned Non Bank Financial Institution that was establish in 1972 by an Act of Parliament namely the National Savings and Credit Act, Chapter 423 of the Laws of Zambia.

The Act gives the Bank the power to administer funds on behalf of any person or agency, accept deposits, operate saving schemes, the making of loans and to carry on any form of banking business. The Bank has firmly positioned itself in the market through its unequaled presence in several districts of the country. Presently, it has thirty five (38) branches through which it delivers quality financial products at competitive rates. The Bank further enjoys adequate customer confidence on the market and this is evidenced by the number of active accounts held in its books which top 160,000. The Bank has further been identified and continues to be a partner with Government through Food Reserve Agency and the Fertiliser Support Programme under the Ministry of Agriculture in the handling of the bulk of the transactions in the Maize and other crops purchasing programmes and fertiliser subsidy. These transactions involve billions of Kwacha and confirm the Bank.

Investrust Bank Plc

Investrust Bank Plc is a public limited liability company and is incorporated under the Companies Act of 1994. The Bank is licensed under the Banking & Financial Services Act of 1994 (as amended in 2000) to conduct commercial and retail banking services and has a primary listing of the Lusaka Stock Exchange.

Over the past 19 years, the Bank has achieved a number of milestones, some of which are listed below;

Mission Statement

To deliver customer driven financial solutions that contribute to the growth of the Zambian economy and create wealth for all stakeholders.


To be the most preferred and leading financial institution in     our chosen markets.


•    Dedication to Quality Service
•    Fairness and Consistency
•    Respect and Courtesy
•    Integrity and Honesty
•    Innovation
•    Teamwork

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